Harbor Financial Group
A dba of Next, LLC NMLS #243865

Proud Members of the
National and Hawaii Association
of Mortgage Brokers


Topa Financial Center
700 Bishop Street, Suite 210
Honolulu, HI 96813
Ph: (808) 748-8892
Fax: (808) 536-7170


Normal Business Hours
Monday-Friday: 9:00 a.m. to
4:00 p.m. (except holidays)

We recommend making an appointment with one of our Mortgage Loan Originators

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Real Estate News
Death by comparison: How to protect your joy on social media
Sat, 22 Feb 2025 9:00:29
Instead of letting toxic social media comparisons steal your joy, broker Pam Blair writes, embrace what makes you different. read more»

Mortgage rates seen as staying higher for longer as Fed pauses
Fri, 21 Feb 2025 23:36:21
Economists and bond market investors have been surprised by the continued strength of the economy, and are wary of the potential for tariffs, tax cuts and deportations to reignite inflation. read more»

Airbnb hosts leave site over co-founder’s DOGE work
Fri, 21 Feb 2025 22:38:42
Airbnb co-founder Joe Gebbia has pledged to work for the Department of Government Efficiency. Airbnb hosts aren’t happy about it. read more»

Cobble Hill townhouse lands $13M sale record — sorry, no parking
Fri, 21 Feb 2025 21:05:58
The newly renovated 5,200 square foot brownstone has become the priciest townhouse without parking to have ever sold in Cobble Hill. Abigail Palanca and Ryan Serhant of SERHANT. repped the listing. read more»

AI agents for real estate agents: Your superpower in 2025
Fri, 21 Feb 2025 20:26:31
Tune in to Inman Access to learn more about the current and future potential of artificial intelligence tools for real estate agents. read more»

Gary Keller’s bleak 2025 housing market forecast: The Download
Fri, 21 Feb 2025 18:16:37
This week at Keller Williams' Family Reunion, Gary Keller forecast significant market headwinds in 2025. How can you prepare — and flourish — no matter what happens next? read more»

Gary Keller, Leo Pareja, Robert Reffkin: Inman Top 5
Fri, 21 Feb 2025 17:42:02
Looking for a quick catch-up on the buzziest stories of the week? Here’s Inman Top 5, the most essential stories, according to Inman readers. read more»

Existing-home sales dip in January but maintain annual growth
Fri, 21 Feb 2025 17:03:45
Existing-home sales dropped in January, as high mortgage rates and rising home prices continued to squeeze buyers, according to the National Association of Realtors (NAR). Existing-home sales fell 4.9 percent in January to a seasonally adjusted rate of 4.08 million. read more»

RE/MAX turns $5.8M profit in Q4 despite 10th straight revenue dip
Fri, 21 Feb 2025 16:43:40
A drop in expenses was enough to offset falling revenue from franchise fees and annual dues that make up about 70 percent of RE/MAX's revenue, the company said on Thursday. read more»

Evacuees still fight for housing as recovery efforts find their way in LA
Fri, 21 Feb 2025 10:00:33
As homeowners figure out what to do next, the city continues to search for some semblance of organization in the recovery. Agents are caught in-between trying to do the best they can to help their clients — sometimes while homeless themselves. read more»

13 negotiation questions every agent must learn to ask
Fri, 21 Feb 2025 9:00:38
Rather than telling your clients what you think they want to hear, Bernice Ross writes, ask the right questions, and get them talking about what matters most to them. read more»

Top 5 homeseller objections (and how to overcome them)
Fri, 21 Feb 2025 9:00:08
There's a lot of information out there, and your sellers may be struggling to make sense of the market. Darryl Davis offers ideas for talking clients through their biggest objections and helping them make the right decisions. read more»

Trending: Duo’s demise, dislikes and the cost of comparison
Fri, 21 Feb 2025 2:05:04
Social media connects us, but at what cost? From Instagram’s “dislike” button to the pressure of comparison, Jessi Healey examines how these shifts affect mental health and engagement. read more»

HUD, FHA staffing cuts would undermine housing, union warns
Fri, 21 Feb 2025 1:10:22
The Trump administration is silent on details, but disputes the accuracy of a Feb. 18 report by Bloomberg Law that at least 40 percent of FHA's workforce are set to be laid off as part of cost-cutting initiatives. read more»

NAR, Phoenix Realtors settle fight over MLS Choice
Thu, 20 Feb 2025 23:47:59
The Arizona association will withdraw MLS Choice, but will still offer some resources to people holding real estate licenses who are not members of NAR. read more»

EXp Q4 earnings mixed as revenue ticks up but agent count falls
Thu, 20 Feb 2025 21:31:23
The virtual brokerage ended 2024 with 82,980 agents — a 5 percent drop compared to the previous year, according to Q4 earnings data. EXp also posted $1.1 billion in revenue in the final three months of last year. read more»

CoStar makes bid to buy REA Group classifieds rival in Australia
Thu, 20 Feb 2025 18:41:54
CoStar is eying Australian real estate classifieds firm Domain for a rumored $2.7 billion. The purchase would put it toe-to-toe with News Corp, which owns REA Group, Australia’s largest classifieds firm. read more»

The ultimate guide to grammar, syntax and real estate writing
Thu, 20 Feb 2025 18:16:04
From using ChatGPT to enhance your writing to avoiding simple errors in communication, this guide is designed to help you target your most common mistakes and make your writing more effective. read more»

Equal Housing Lender. © 2018 Harbor Financial Group. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. Provided to mortgage professionals for information only and not intended or authorized for consumer or public distribution.
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